If you plan on using the streusel topping make it first. In a bowl whisk together all the dry ingredients, then using a fork work in the butter until you get a uniformly crumbly mixture. Set aside.

Turn the oven on to 350 F. Line a loaf pan with parchment paper.

Peel and grate the apples - measure out 1 ½ cups and toss with 2 tablespoon of brown sugar and 1 teaspoon cinnamon. Set aside.

Beat the eggs, add the brown sugar and 1 teaspoon cinnamon, whisk to combine. Add the apple cider (or substitute of your choice) and whisk again. Set aside.

In a large bowl mix the flour, baking powder and salt. Add the egg/cider mixture and mix to combine. Add the olive oil and mix again until homogeneous.

Fold in the apples and caramel chips (or substitute of your choice). Transfer to the lined loaf pan. If using streusel, sprinkle it on top and lightly even it out with a fork to form a layer of uniform thickness.

Bake for 55-60 minutes. Let cool down for 5-10 minutes while still in the pan. Carefully remove it from the pan onto a cooling rack and let it cool down further before slicing.

Optional - if you didn't use streusel once the apple bread has cooled down you can make a cinnamon glaze. Whisk confectioners sugar with cinnamon and add milk while continuing to whisk. Start with 1 tablespoon and continue to add 1 teaspoon at a time until you are satisfied with the consistency. Drizzle over loaf.